About Inpay
For iGaming operators, Inpay offers two products under a single API integration: Money Out and Money In. Money Out delivers cross-border payouts to players through local banking rails across 90-plus countries, routing funds as domestic bank transfers rather than international wires – eliminating correspondent banking delays and delivering funds in real time. Payouts arrive in full with no hidden fees. Money In is an open banking pay-in solution – cardless and account-to-account – with players authenticating deposits directly through their own bank interface without entering card details or creating a wallet. On the Inpay network, payments between participant members are rerouted internally, enabling real-time settlement without external clearing cycles.
Inpay powers a quarter of iGaming’s Power50 operators and has processed around 1.2 billion transactions. Its AML, counter-terrorism financing, and KYC controls exceed requirements under Danish and EU law – a compliance standard relevant specifically in iGaming where MCC 7995 transaction classification creates friction with standard banking rails. The open banking pay-in product eliminates card interchange, chargebacks, and PCI DSS scope, reducing operator cost of acceptance. Responsible gambling controls – deposit limits, cooling-off periods, and self-exclusion – operate at the operator cashier level independently of Inpay’s infrastructure, as is standard for bank transfer-based payment methods.
| Founded | 2008 |
|---|---|
| Headquarters | Copenhagen, Denmark |
| Payment Type | Bank Transfer |
| Supported Currencies | Multi-currency |
| Key iGaming Markets | Europe, UK, Global (90-plus countries for payouts) |
| Regulatory Status | Danish Financial Supervisory Authority (FSA) licensed |
Market Coverage & Operator Value
Inpay’s primary geographic strength is the European and British markets, where its open banking pay-in solution connects to thousands of banks via a single API and the Money Out network delivers real-time local withdrawals across SEPA and beyond. Inpay reached EUR 60.1 million in revenue in 2023 without outside funding. Additional licences in Australia, South Africa, Canada, and India extend coverage to key iGaming corridors outside Europe. The Danish FSA licence provides EU regulatory standing, and the company’s bank-grade AML and KYC infrastructure is a specific advantage for operators in UKGC and MGA regulated markets where payment provider compliance credentials undergo direct regulatory scrutiny.
For operators evaluating Inpay, the integration case rests on payout performance and geographic reach rather than consumer wallet recognition. Against Trustly, which leads European open banking pay-ins with Pay N Play registration flows, Inpay’s strength is its global payout network – Trustly’s coverage is primarily European, while Inpay routes withdrawals locally across more than 90 countries through a single contract. Against SWIFT-based alternatives, Inpay eliminates the correspondent banking delays that drive player churn after withdrawal requests. The single integration, single contract, and single point of reconciliation model reduces operational overhead for multi-market operators managing payout providers across regions.
